Your Capital
“If you don’t know where you are going, every road will
get you nowhere.”
Cashflow forecasting
We have developed our own simple system that enables you to understand what capital you need for the future, what you already have, and whether you need to save more. The cashflow forecast is the centre of our financial planning process.
Building Your Capital
At some point in the future you are likely to stop making new money, whether from retiring or selling your business. While you can, you need to build up enough personal capital to look after your remaining years, this normally involves a mixture of investments and pensions.
Drawing your Capital out
When you don’t want to work anymore but still want to enjoy life, then you need capital to draw on. We help you structure the withdrawals in the best and most tax-efficient fashion. Our cashflow forecast helps you understand what levels of withdrawals you can make without seriously affecting the future.