Terms & Conditions

INFORMATION ABOUT OUR SERVICES

You can download a copy of our latest Information about our Services document here

DISCLAIMER

The information contained on this site is subject to the UK regulatory regime and is therefore primarily targeted at UK residents. The content is for guidance only and should not under any circumstances be construed as a personal recommendation. You should neither act, nor refrain from acting, on the basis of any information provided but, rather, seek professional advice before doing so.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our site; or

  • use of or reliance on any content displayed on our site.

Please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;

  • business interruption;

  • loss of anticipated savings;

  • loss of business opportunity, goodwill or reputation; or

  • any indirect or consequential loss or damage.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked to from our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Please note that both in regard to products and to taxpayers, tax rates, exemptions and reliefs are subject to change, as are tax legislation and the interpretation of such legislation. Any such changes may affect the anticipated benefits of an investment, and in any event the benefits will depend on the personal circumstances of the individual concerned.

Data particular to you will only be made available for access by you on our Client website after we have sent you Login details. Access to that information is through a password that you control and we cannot accept responsibility for unauthorised access however that may happen.

 Not all the products and services referred to on this website are authorised and regulated by the Financial Conduct Authority. 

NON-REGULATED ACTIVITIES

The Financial Conduct Authority does not regulate taxation and trust advice or university or school fee planning.